SueYour Lender (Litigation Nationwide)
Step 1 >>>
Complete the simple lender litigation check to the right. It should only take a few minutes, and gives us a chance to help determine if a NO COST litigation attorney consultation is appropriate.
Step 2 >>>
You will be contacted by SFF, an agent of the law firm, to gather any further pertinent information and then to schedule your initial meeting with compliace to ensure your case is eligible for litigation.
Step 3 >>>
Depending on the complexity of your case, you will then be able to schedule a NO COST lender litigation attorney consultation. It is at this time that the attorney will ask any pertinent questions, and render a final decision regarding offers for representation. The prospective client will also have an opportunity to ask any pertinent questions.
“The best defense is a good offense!”
Defending your rights with litigation can be the best way to resolve your troubled mortgage and keep your home!
Does your mortgage loan have a high interest rate, upward adjustment or balloon payment?
Are you stuck in an Adjustable Rate Mortgage (ARM), Negative Amortization or Interest Only mortgage?
Was your mortgage loan sold and/or transferred one or more times?
Have you applied for a loan modification or other assistance, and been denied after getting the runaround?
Did you successfully complete a trial modification, only to be denied a permanent modification afterward?
Have you had misapplied payments that caused your credit to be adversely affected or cause other damages, including foreclosure?
Are you a victim of the “dual-track” foreclosure process, wherein your lender led you to believe you were working on a loan modification and then foreclosed?
Were you denied by the Home Affordable Refinance Program (HARP) while current on your mortgage? Were you denied by the Home Affordable Modification Program (HAMP), or any other loan modification program?
The following list of qualifications is a general guideline and is by no means all inclusive. The best way to determine the viability of pursuing litigation against your lender is to speak to an experienced mortgage litigation attorney. There is no obligation, so call today!
INCOME AND ASSETS: You can be employed, unemployed, or retired. The unemployed or retired should have ample cash reserves and/or other sources of income.
MORTGAGE STATUS: Any of the following statuses are eligible: Current, Delinquent, Mitigation in Process, Mitigation Denied, Mitigation “Pending” more than 120 days, In an Adjustable Rate Mortgage (ARM), In a Negative-Amortization Loan, In an Interest Only loan, In a “Balloon” Mortgage. Ideal clients have a mortgage balance of $100,000 or more.
SALE STATUS/POSSESSION: You can be anywhere from current on your mortgage, to living in your already foreclosed and sold home, but not yet evicted. IN ALL CASES WHERE HOME RETENTION IS THE PRIMARY GOAL, YOU MUST OCCUPY OR LEGALLY CONTROL THE PROPERTY. Consumers that have already exited the property are typically limited to suing for monetary damages.
HARDSHIPS: RESPA, TILA, HOBOR, “MHA declined”, “MERS”.
After years of legislative evolution, individual litigation by homeowners against their mortgage lenders has become a viable legal strategy. Recent legislation in most states, most notably the Homeowner Bill of Rights (HBOR), gives homeowners a stronger hand in defending and pursuing relief for legal issues arising from their mortgage. Legislators and judges are holding lenders responsible for RESPA, TILA, HOEPA and HBOR violations, which were previously minimized in most courts. Additionally, legal issues arising from “MERS” and “improper MHA declinations” are giving homeowners additional causes of action.
While each case is unique, the mortgage litigation attorneys supported by SFF typically follow these basic steps:
1. Conduct client interview and obtain all relevant documents.
2. Complete Securitization and Mortgage Loan audits on subject property, mortgage loans and all other relevant facts and documents.
3. Analyze audits and fact patterns for all possible causes of action.
4. Formulate and file lawsuits for all causes of action in STATE AND/OR FEDERAL court, as appropriate.
Free Lender Litigation Check
Find Out If Suing Is Right for You?
Our Happy Clients
They saved my home!!"My wife and I are very satisfied with the law offices... We were behind only a few months and they did wonders for us! My interest rate and payment went down much more then we hoped for and we didn't lose our house to foreclosure. I am forever grateful to Mike and the team."
Very Satisfied with outcome!!"This firm saved my home. They kept me in the loop every step of the way, and was able to do with the bank that I was unable to do myself. I am forever grateful..."
I was saved from foreclosure!!"Our home was in the foreclosure process. We tried to get a loan modification on our own but eventually failed. It was only after hiring the ... Law Team that we had a successful resolution. We got to keep our home, our payments were reduced along with our interest rate."
This software is absolutely incredible..."it will blow your mind...""
I just want to take this opportunity to really thank you for this software!!!"I have been able to help some Homeowners to prepare their modification package and so far most of them have been approved by the HAMP program."
...Thank you very much for this software"It is very simple, but very effective."
I just wanted to call and thank you for doing this audit for me..."I was able to get the lender to reduce the loan's principal balance from $180,000 to $110,000! ...They also waived $50,000 in back payments."
Sale postponed!!"...I just wanted to let you know that the lender postponed the trustee sale after we notified them of the audit results..."
...Thank you so much..."I am going to refer all my friends to your service...!"